Deposit Rates

Current Rates

Rates Effective as of July 19, 2017

 

Checking
Account Type Rate *APY Min Balance to Earn APY Minimum Deposit
First Club (50 years of age or better and $5,000 in combined account balances) 0.03% 0.03% $0.01 - $999.99 $100.00
0.05% 0.05% $1,000 - $2,499.99 $1,000.00
0.08% 0.08% $2,500 - $4,999.99 $2,500.00
0.10% 0.10% $5,000.00 and up $5,000.00
Elite Club 0.05% 0.05% $1,000 - $2,499.99 $1,000.00
0.08% 0.08% $2,500 - $4,999.99 $2,500.00
0.10% 0.10% $5,000.00 and up $5,000.00
Super Now 0.05% 0.05% $1,000 - $2,499.99 $1,000.00
0.08% 0.08% $2,500 - $4,999.99 $2,500.00
0.10% 0.10% $5,000.00 and up $5,000.00
Senior Citizen (62 years or better) 0.05% 0.05% $1,000 - $2,499.00 $1,000.00
0.08% 0.08% $2,500 - $4,999.99 $2,500.00
0.10% 0.10% $5,000.00 and up  
Health Savings Account 0.50% 0.50% $ .01 - $999.99 $1,000.00
0.70% 0.70% $1,000 2,499.99 $2,500.00
0.90% 0.90% $2,500.00 and up  
Super Now, Senior Citizen and Elite Club Checking Accounts with balances under $1,000 do not earn interest. Rates are variable and subject to change. Fees could reduce earnings.

 

 

Savings
Account Type Rate *APY Min. Balance to Earn APY
Regular Savings 0.05% 0.05% $0.01 - $999.99
0.10% 0.10% $1,000.00 - $2,499.99
0.12% 0.12% $2,500.00 - $4,999.99
0.15% 0.15% $5,000.00 and up
Business Savings 0.05% 0.05% $0.01 - $999.99
0.10% 0.10% $1,000.00 - $2,499.99
0.12% 0.12% $2,500.00 - $4,999.99
0.15% 0.15% $5,000.00 and up
Christmas Savings 0.05% 0.05% $0.01 - $999.99
0.10% 0.10% $1,000.00-$2,499.99
0.12% 0.12% $2,500.00-$4,999.99
0.15% 0.15% $5,000.00 and up
Kids Klub Savings 0.05% 0.05% $0.01 - $999.99
0.10% 0.10% $1,000.00 - $2,499.99
0.12% 0.12% $2,500.00 - $4,999.99
0.15% 0.15% $5,000.00 and up
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded quarterly. Christmas Club accounts are not compounded, interest earned is credited when your check is issued in October. Rates are variable and subject to change. Fees could reduce earnings.
APY = Annual Percentage Yield

 

Money Market
Account Type Rate *APY Min. Balance to Earn APY
Money Market 0.10% 0.10% $1,000 - $2,499.99
0.12% 0.12% $2,500 - $4,999.99
0.15% 0.15% $5,000.00 and up
Premier Money Market 0.15% 0.15% $1,000 - $9,999.99
0.20% 0.20% $10,000 - $24,999.99
0.25% 0.25% $25000 - $49,999.99
0.30% 0.30% $50,000 and up
Emerald Advantage Money Market (Customers with a GWB checking account receive an additional 1/4%) 0.15% 0.15% $1000 - $9,999.99
0.20% 0.20% $10,000 - $24,999.99
0.25% 0.25% $25,000 - $49,999.99
0.30% 0.30% $50,000 and up
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded monthly. Rates are variable and subject to change. Fees could reduce earnings. APY = Annual Percentage Yield

 

CD's/IRA's
Account Type Rate *APY Minimum Deposit
3 Month 0.15% 0.15% $2,500
6 Month 0.25% 0.25% $2,500
1 Year 0.45% 0.45% $2,500
14 Month Triple Option 0.35% 0.35% $5,000
18 Month Option 0.55% 0.55% $1,000
18 Month Variable (IRA) 0.55% 0.55% $500
2 Year 0.65% 0.65% $1,000
28 Month Triple Option 0.55% 0.55% $5,000
36 Month Option 0.80% 0.80% $1,000
36 Month Triple Option 0.70% 0.70% $5,000
3 Year 0.85% 0.85% $1,000
4 Year 0.90% 0.90% $1,000
5 Year 1.10% 1.10% $1,000
12 Month Kid's Klub CD 0.75% 0.75% $500
*Annual Percentage Yield is based on principal plus interest reinvested at the same rate with interest compounded semi-annually unless otherwise stated at account opening. Substantial penalty for early withdrawal. Rates are subject to change after the account is opened.
APY = Annual Percentage Yield