Elan VISA® Credit Cards 
No matter which card is right for you, they all come with exceptional benefits:

•  0% Introductory APR on purchases and balance transfers for the first 6 months*
•  No balance transfer fees for the first six months
•  Visa's Zero Liability policy protects card members from unauthorized use**
•  24-Hour Card Member Service
  

Elan VISA® Platinum Card
A great general purpose card offering card members purchasing power and convenience. 

• Competitive low APR
• No annual fee with at least one purchase a year
• Great variable rate even after the first six months on purchases

Select Rewards Visa® Platinum Card
The ultimate flexibility in a rewards cards. Card Members can redeem rewards points for a wide variety of great rewards!

• Earn 1 point for every net purchase dollar charged to the account.
• Redeem points for airline tickets, merchandise, gift cards/certificates, magazines or Choose Your Own Rewards
• 1,000 bonus points with your first purchase
• Earn up to 2,500 points per month
• No annual fee 

Cash Rewards Visa® Platinum Card
With the Cash Rewards Visa Platinum Card, card members earn a cash rebate on purchases made with their credit card.

• Up to 1% back on card purchases
• Automatically receive your annual rebate 
• No annual fee with one purchase per year.

Travel Rewards Visa® Platinum Card
The Travel Rewards Visa Platinum Card is ideal for individuals who want to earn free travel or redeem points for merchandise or gift cards.

• Earn 1 point for every net purchase dollar charged to the account.
• Redeem points for free airfare on any airline, with no blackout dates or seating restrictions
• 2,500 bonus points with first purchase
• Earn up to 10,000 points per month 
• $55.00 annual Program Fee

Visa® Signature Card
The Visa Signature Card is designed for individuals with higher spending needs with expectations for superior purchasing power and exceptional exclusive benefits. This card represents increased spending capacity that combines the flexibility to revolve with the convenience of a no pre-set spending limit.***

• Earn 1 point for every net purchase dollar charged to the account
• Redeem for free airfare on any airline, with no blackout dates or seating restrictions
• 2500 bonus points with first purchase
• $55 annual fee

College Rewards Visa® Card
The College Rewards Visa Card is perfect for applicants enrolled in a two-or four-year college or university. This card does not require a co-signer and gives students the flexibility and utility they need to manage their purchases during these important years. The College Rewards card helps students build their credit history and begin using credit responsibly.

• Earn 1 point for every net purchase dollar charged to the account
• Redeem points for airline ticket discounts, merchandise, gift cards/certificates, magazines or Choose Your Own Rewards
• 1,000 bonus points with first purchase 
• No annual fee with at least one purchase a year

Young Adult Visa® Card
The Young Adult Visa card is an ideal first card to help young adults establish a credit rating. This card is available to applicants 16 years or age or older and requires a co-signer.

• Learn good money management skills and build a solid credit history
• No annual fee with at least one purchase a year

Secured Visa® Card 
Secured with a deposit, this card is perfect for applicants who have had credit difficulties in the past or have not had the opportunity to establish credit.

• Helps card members develop responsible payment habits and establish a good credit rating
• To get a Secured Visa card, applicants need to deposit a cashier's check , certified check or money order along with their application
• The deposit will earn interest, but will need to remain in the card members account to serve as a security for the card

** Certain conditions and exclusions apply. Details are provided to customer/members once they become a card member.

*** Certain restrictions and exclusions apply. Individual transactions are evaluated by card Issuers based on factors such as account history, credit record, payment resources, revolving balances, and prior cash advances.

All disclosures provided upon account opening.

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